I ordered 100k + 10% credits off my debit card using paypal at a GREAT deal price $36.58 (I got 110K imvu credits). It took a good 7 hours for me to get the credits. At first I was very skeptical of the site especially after reading these reviews but I paid prior to reading the reviews here. I am a bargain credit shopper (bargain anything really). To me it didn't matter as long as I got the credits within the first 24 hours... and I DID (about 7 hours). The people on their phone line do have an accent. But their chat was fast. I did decline giving my IMVU password so they sent my credits in increments from different SNs (they never went into my account) I only gave them my SN and email/phone (plu whatever is done on paypal). Either way I got my credits contrary to all the other reviews I see here as in terms of the site. Pros CHEAP, DO GET CREDITS Cons TAKES MORE TIME THAN SOME OTHER SITES, DIDNT EXPLAIN WELL HOW CREDITS WOULD BE GIVEN AHEAD F TIME WHICH LEAD ME TO BE SCARED FOR HOURS... All together I am happy I got my cheap credits and wasn't a scam.