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Terry G.

Colorado, United States

Contributor Level

Total Points
120

1 Review by Terry

  • OpenSky Credit Card

12/24/21

After repeated problems with delayed payment posting, poor customer service I closed my account and in a couple of months received my security deposit back. Months later they send me a refund check for $ 18 due to their bad math. Months after that they call me to say they mistakenly that they sent a second $ 18 check in error. They told me not to cash it and to send it back to them, I said I would but at that time I had never received a second check.

The second check never arrived so I forgot about it. Today I get an email saying my account s past due and to pay the balance immediately. I call customer service to explain that I never received a second check and to check their records to see that I have never cashed a second check. The customer service rep didn't budge and told me to pay the $37 now. So a 100 % late charge on a second check I didn't receive on an account that has been closed for a while now. I suspect the 1st check I did receive was in error and the second check was a lie to get me to pay back the original $ 18.

I will pay the $ 38 because they will ding my credit for this small amount. Very shady practices from this company and you should be wary of them.

Tip for consumers:
Don't !!!

Products used:
Secured credit card.

Service
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