Update: Ive enclosed a link to the court ruling that was granted against Square Trade earlier this year for doing exactly what they did to me.
https://webservices.courthousenews.com/sites/Data/AppellateOpinionUploads/2023-02-3--14-06-19-320cv2725.pdf
Lets see... I was supposed to pay $150 deductible but instead when I filed the claim they made me pay for the repair and told me they would reimburse me. That was in April it's now October 30th and I have yet to see a penny nor an apology I had to dip into my rent money in order to cover the repair and I informed every associate I spoke to of this. Also, I read over my terms and conditions of my policy over the fine tooth comb and know where was the word reimbursement mentioned not one single time. I think thats what they call "bait and switch".