I'm honestly shocked by the reviews left on this site. SmartFinancial promises to provide leads from people that are completing a 35 question questionnaire and that upon completing this they check a button saying they would like an agent to contact them. Out of 18 leads provided so far, I've been able to reach 7 people, which I consider a decent contact ratio. However, out of the 7 that I spoke with 5 assured me they didn't own the vehicle listed in the lead provided and that they never requested a quote. If what SmartFinancial promises to provide is true then you would think the people requesting a quote would enter the actual vehicle that they want quoted. SmartFinancial does not offer refunds for these types of leads because they state that the contact information is correct and that I could still work the lead. Fair enough, but I can buy the same type of lead from AgedLeads for $0.50 to $2.00 versus the $23.00+ that SmartFinancial is selling. I did get 2 quotes from the 7 people I spoke with. One that I closed and the other I declined to continue working because of a communication barrier. However, I'm able to get these same results (if not better results) from my $0.50 to $2.00 AgedLeads. My opinion of this company is that they over promises and underdeliver.