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From my experience, everything with the website is completely fine. Transactions, encryptions and usability are perfectly functional and I have 0 issues with it. I'm not sure where your worries are coming from, perhaps people buy from untrustworthy sources, without doing their research. Would recommend spending your own time figuring out if something is legit or not and actually find information about the seller. The site itself is great.
Vic A.'s review of Gumroad earned a Very Helpful vote
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If so then do yourself a favor and check out Diana Kelly Levey's eBook, "100+ Tips for Beginner...
