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Mortgage company said my credit score drop just before closing on my house. she told to paid down credit cards and a loan. i did that still can't get a call telling me anything what do i do Mortgage company said my credit score drop just before closing on my house. she told to paid down credit cards and a loan. i did that still can't get a call telling me anything what do i do

Accepted Answer · 2018-07-20T10:37Z

Answer:

Credit reports in the mortgage industry are valid for 120 days. The only reason a credit report may be pulled before close is to monitor for undisclosed debt, new accounts or additional liability not accounted for by underwriting, but it shouldn't be used for score monitoring.

By Richard S. over a year old

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