Mortgage company said my credit score drop just before closing on my house. She told to paid down credit cards and a loan. I did that still can't get a call telling me anything what do I do

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Mortgage company said my credit score drop just before closing on my house. She told to paid down credit cards and a loan. I did that still can't get a call telling me anything what do I do

asked by sandy w. on 2/21/16

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Richard S. · Answer 1 · 2018-07-20T10:37Z

Richard S.

on 7/20/18

Credit reports in the mortgage industry are valid for 120 days. The only reason a credit report may be pulled before close is to monitor for undisclosed debt, new accounts or additional liability not accounted for by underwriting, but it shouldn't be used for score monitoring.

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Renouka r. · Answer 2 · 2017-04-13T02:50Z

Renouka r.

on 4/13/17

How can I buy a house in my business name but personal credit is 640. Where can I get approved for a home loan

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Mortgage company said my credit score drop just before closing on my house. She told to paid down credit cards and a loan. I did that still can't get a call telling me anything what do I do

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