I was forced to use Wisely through my work and I am very unhappy with them! I had numerous unauthorized purchases on my account and after reporting them, paying extra to have a card shipped immediately, and then after many follow-up phone calls, I received a letter stating that they were not going to reimburse me a dime. I don't use the card for very many things so they are obviously not my doing so now I have to dispute it and hopefully get my money back. They weren't doing their job and now I am forced to do it for them. Stay away from Wisely!