This bank is pure garbage and I'd advise you to stay away from it. Thinking it's a good bank because your employer provides ot was my first mistake. Do not ever lose your card or you'll lose everything you own if you aren't wealthy. These people will cancel your debit, allow you one atm withdrawal and then take 17 actual days to send you a replacement card. They allowed my electricity to be cut off as they took 3 weeks to get my card to me while hold8ng me from my own funds. They d9nt care about their customers period. They've denied a transaction just recently through cash app and still took the funds from my account and are making me wait an additional 5 days to get it refunded. Most bogus bank I've ever seen hands down and makes your worst dumpster fire look like a bed of roses. STAY AWAY!