I was charged monthly for what I understood was information at the least. I received nothing. Nothing is obviously not no value to ke, yet I was charged and actually paid for i. Since I am not getting my! Money back, I refused to continue to be chaeged. Never si! Ple, very straightforward on my behalf. Since I wasn't n accruing an interest in anything, including any kind of membership interest, I canceled monthly payments of no value to me.