So my account was over the limit and I made a full payment after 30 days and waited for it to clear to find out that my accountgot closed without knowledge. I called to find out why my limit not available to be informed the account has been closed because my horrible bank (Wells Fargo) kept returning my payments. Remind you that I always had money on my account and I have a good job. Rebuilding my credit and now I have to start all over due to this set back. Thanks alot Premier Bankcard, You get my middle finger.