Dong Jun J.

My house was protected under Farmers since 2006. I had roof damage recently. I was not big. Missing some singles. I put claim, but adjuster gave me estimate under deductible. So I just hired contractor and tried repair. The contractor reported that need more singles need to be replaced to repair missing singles. Insurance company should cover them. So I forwarded email to the adjuster. He called me and said it does not cover by my policy. And I tried to tell him what I heard, he keep stopping me and kept talking "not covered"
I thought my house protected by Farmers, but it was not. I wasted all my premium for 15 years. I was paying premium never late for 15 years for this!
That is how Farmers makes money! When I buy insurance, tell me all covered and premium is little high because insurance company and policy is good.
I share this to my roof contractor, then they said Farmers is really bad on that. They recommended me Alfa insurance. So I am warning to everyone who looking for house insurance. "Do not go Farmers. Go Alfa or others. Farmers the worst"