They place uncessary holds on my deposit and rarely make my deposits available. It's horrible when you can't have access to your own money. THERE HAS TO BE A BETTER BANK OUT THERE! Been with them since 2006 but, they are getting worse each time. They dont' even deserve 1 star but, they don't give you an option to rate them below a star *******@wf here is a 1 star you did not earn.!