I can't pay early. I can't pay. They have to take your money. If this is in the contract, I definitely missed it. It's funny, even IF I wanted to pay it off, I would have to call them instead of just going to their website. On the website, I have an account. An account I can only just look at. An active account I might add. Wait... They will even let me ADD A CARD. But wait there's even more, You CAN'T delete that same card you added. Whoa, Wow, Wtf. 1 Star says it deserves a star which should be my choice. I had to give it a star to leave my review. So yeah this was one of the hardest things I've ever had to do in my life.