Richard L.

This is my current review. I contacted Splitero because I was in need of funds to pay off my debts and get current on my mortgage payments. The opportunity seemed very good. An investment on my home based on my equity, not my credit score. Well, after applying, I receive a denial. First, based on popular sites (zillow, redfin, realtor) the market value of my home is between 308k to 326k. I owe 224k. Should give my around 80k equity. But I was denied because I don't have enough equity. Not sure which appraising company or magic formula they use to establish my equity, but it doesn't sound right. Then, I understand that they run a credit report. However, they use xactus, a company that is not BBB accredited, and with a F rating with the BBB. They are a reseller of credit reports. Not very confident in their ability to be fair or honest. But bottom line here is that even though Splitero does not have a minimum credit score, they do have minimum credit requirements. So, in the end here, regardless of how much equity you have, if you have great credit and don't need money, they will help. But, if you are struggling, attempting to utilize your home equity to pay bills, get caught up, eliminate debt and restore your credit rating then no, you won't get help. So, pretty much like the other similar companies, it's not how much your home equity matters as does your credit background

Went to my local Sam's club gas station for gas on 10/18/22. I used my debit card to purchase $14.03 in fuel. After doing some other shopping at other stores and returning home I used my bank app to check my account balance. To my shock and surprise, I find that in addition to my fuel purchase there was an additional debit in the amount of $100 as a preauthorization debit. I called my bank and was told that they do thus often and should credit after 72 hours. Well, in the meantime, I have a few autopays coming out of my account for a loan and my car insurance. I had to shuffle money from my wife's account to prevent an overdraft on my account and added fees. It's now 10/21/22 and still nothing credited to my account. This leaves my short for food and necessities to get us through until my wife next payday.
WARNING: Do not use a debit card at the gas pump! There is no warning at the pump about this practice.
I will be contacting my states Attorney General today to file a complaint. This should not be happening.

Okay, so I've been taking surveys for a while now. I used to get survey after survey and built up points fairly easy. But over the last few weeks I hardly get any. And what few I get seem to fill up before I even click on them, or I don't qualify for. I don't understand how I struggle to get a couple hundred points, but someone on the leaderboard has over 3000 points. Either there is cheating or preferential treatment going on. I am a white senior conservative. I am retired, married and own a home. However, I still shop at stores like everybody else. I still use products others use. Why is my opinion discounted so quickly. I give this another week, and if it doesn't improve, I'm out if here. This isn't the only survey site.

Went today to get a loan. Even with a credit score of 711 (though that's not what credit karma or experian shows) was denied a loan of around $250. Seems that you can only get a loan there if you don't really need a loan.

Ordered online. 6 of the product in stock according to site. Hour later order cancelled since no stock. Went to store, guess what, 6 on the shelf. Ordered online since I had a $10 promo code. Can't use it in store. Tried to reorder, but still shows unavailable. Called customer service, received another promo, but does me no good since I need the product right away and financially needed the discount, and can't use it in store.
Customer service calls, chats, and associate in store useless. Would rather purchase item at full price at competitor (same price as in store at walmart) than continue to patronize this establishment.