To much run around. Resubmit paperwork to many times.No one knows Why? Hummmm... Big circle jerk, I's unreal how many times they tell you something then they never follow through. Hope the FTC shuts them down. They are in co-hoots with US Bank So, do not open an account with that bank! The CEO needs vaseline to pull his head out of his $#*!. I submitted So many documents to get a refund because they drained my biz account of fees 49.99 each month during covid -19. Which they agreed not to do but did it anyway. They have corporate offices in Atlanta, Ga. The state attorney general has every right to shut them down. Report them to Senator of the state of GA. As well.