It took just a month to get my score a 180point boost. Thanks to the super work of CreditMason, a credit restoration company I registered with after my score took a big hit last year, I use smart credit to check my scores regularly but my old collections won't let my credit be great so I had to speak to CreditMason for a permanent removal which they did within a month. I'll implore anybody that needs a quick and effective boost to register with www.creditmason.net, there's been no regrets for me so far. My score is a little over 800 at the moment which is a dream come true.