Do not get coverage from ProtectAll. I paid $400 for the "Premium" plan, 5 year coverage for "everything." I filed a claim 3 years later, for damage caused by regular wear and tear. They denied me, because wear and tear isn't something caused by "a single incident." You had to read the fine print to see that, I guess. They would have covered me if I'd stabbed my couch, but not for regular use. This is a scam. Do not support them.