JoAnna T.

I was going to try a membership and had all set up but cancelled the same day due to them not resolving an issue of someone posting my mothers incorrect obituary that the funeral home corrected and they threw me to four different people and resolved nothing so I cancelled and have contacted a lawyer! Don't waste your money or time they are lawless and have horrible, incompetent, arrogant, and dumb workers!

I ordered $118.24 in products from Big Lots Centralia IL store 1/9/2024, 30 items. They sent email of receipt of order and it was missing seven items off my original order but charging me the same price. I have copies of the original order, the order they show they received, the order status screen which showed the same as my original order and the refund email and all documentation. I then received the pickup email which still incorrectly listed I was picking up 29 items, the order was for 30 items not 29, they also did not show the seven missing items from the original order but were still trying to charge me the full amount for the 30 items but only give me 23 items. I then called the Big Lots store in Centralia IL where I was to pickup and told the manager Matt I wanted the order and amount charged to my debit card corrected or I would not be picking the order up and would cancel it. He claimed he could not see the discrepancies and that only corporate office could abd that they only send them a sheet to pull the order of the items. He claimed he could not correct anything but could cancel the order so he did so. I kept him on the phone until I received the cancellation email which I also have a copy of. He assured me my account had not been charged and that they don't actually charge your card until you pick the order up, it should only be pending and should fall off of my account overnight. I checked this morning and it did NOT fall off but is still pending and I then contacted US Banks fraud department and they looked and said it had not even been reversed yet! They said they had to wait until it posted to the account to dispute the charge! I called Big Lots corporate and talked to Coarence and he said it has been reversed but can take up to 5 business days to crest back to my account! They are committing fraud, it is intentional, they are messing up orders to steal from people and most are too stupid to notice their missing items and when they can't steal that way they are intentionally losing on to the funds from cancelled orders or returns for up to 10 business days and using the publics money to finance their further orders and keep their businesses afloat or they invest it to make more money! It is an interest free loan they are taking from the public and no different then floating hot checks and is FRAUD! I have reported it to the IL AG and FTC via online complaints and called the IL AG in Chicago IL but only got a call back from a secretary who was worthless and just put me off claiming all had to go through the process and they could not expedite this FRAUD being carried out by almost every business in the country now! That is aiding and embedding! I want my funds back in my account NOW! This is theft and fraud and they are doing this to hundreds of thousands of people across this country who are complaining online and via the regulators, but no one is stopping it!

JC Penny's Fairview Heights, IL is committing fraud by charging people for all products then leaving products they paid for out of their bag! Then when you call them about it they give you the run around and keep saying they reviewed the video and can see the item was left out on the counter and not put in the bag and will refund your debit card but then don't do so! They are doing this in store and online then using the money they are stealing as an interest free loan from the public to pay their expenses! Most are not getting their money back at all! I have talked to three employees two of which lied their heads off including their claimed titles as managers,which they are not! They are putting the phones on remote forward, so you never get a person to pickup! I filed a complaint with their corporate office and they are no different so I also contacted and filed complaints with the FTC and IL AG! All need to report them for their criminal activity! They need to be shut down and thrown in jail! They charged my debit card for all including the Paul Mitchel shampoo and conditioner gift set that was normally $22, but on sale for $12.99, which they then never gave me! They are making millions doing this as most won't fight for their money as I do! It is THEFT and FRAUD!

Inbox dollars is a scam! They allow you to earn a few points when you first start, my balance is $8.15 and has been for weeks as they then have you continue to nearly complete or actually complete the future surveys but then don't pay you for your hours of work and data provided, claiming you don't qualify for the survey! They also won't allow you to cash out what they owe you unless you get to $15 so are committing fraud! I have wasted so much of my time filling out surveys on this site and have now reported them to the regulators!

CFPB,
Honda Financial Services is breaking the Covid19 executive order preventing auto repos until May 11,2023! I work for the State of IL IDES and am off work per my doctor since 8/2022 for severe stress after all at work bullied, mobbed, and dumped all the work on me for almost five years while they sat and talked and ate all day! That is what caused me to get sick. I was working all the OT too and driving two hours round trip to the office in Effingham IL do 60-70 hour weeks! Treated me the same in the Mt Vernon IL offices too and another single mother. I am twice widowed.

They also denied my workers comp and disability while I am off to have had 0 income for six months. I still paid my car payments halfway through Dec 2022 and have paid them for the last five years the car will be paid off in Oct 2023!

Now Honda Financial Services has padded my account for $1000 in repo fees and marked it as a repo! Five days ago my payoff was quoted as $5,413.00 by Cedric and today Whitney in the Irving Texas office quoted it as $6,233.06 and said it could change! She was threatening and intimidating a government employee as were the bullies she sent to my door and the others I called who were verbally rude and abusive, all also lied about everything, with different answers and amounts from everyone, one would say all was fine, the next was sending people to try to take my car. I have filed complaints with the CFPB, FTC, and IL Attorney Generals' contacted Pritzker, Biden, Durbin, and numerous Republican reps Bost, Miller, and Weideman, left messages or referred and have not helped!

No one is doing their job, no one is enforcing the laws and Honda Financial is breaking the laws by trying to repo my car and committing fraud by padding my bill! I need your help! I can't even leave the house due to all of it! Please contact them and deal make them cease and desist all repo efforts and harassment, remove it from my account and my credit report, remove the fraudulent and illegal $1000 in repo fees they padded my bill with, and fine them! My credit is ruined due to all too! I cannot get a loan, have no savings left, cannot get a credit card, and cannot refi! They have also negatively affected my and all four of my parents and stepparents health who are in their 80s and 90s and have had cancer and put our lives in danger due to keeping me from being afraid to leave my home with their threats of repo and intimidation and harassment of a government employee!

This is the absolute worst credit union or financial institution I have ever done business with! Avoid them! I wasted 15 yrs of my financial life with this bunch of narcissists. I am a twice widowed mother and they gouged me for 20k in o/d fees in that 15 yrs refused to give me a low interest loan or credit card but instead pushed their courtesy pay overdraft protection, charging me unlimited $27 fees a day and their ready reserve line of credit at 18%! I finally got out and opened two new accounts elsewhere and dumped them for good but have informed the regulators and going to contact a lawyer. They are also claiming a non profit tax status but gouging widows and now getting their slimes, greedy hands in investments! One day they will have to answer to God for all and I pity them those of us who are Christians and have read the Bible know that those who harm the widow and orphan will face the wrath of God, nothing angers him more!